Custom portfolio management
The markets operate like large oceans, they are fluid and at times unpredictable; in good times you can be propelled great distances with your investments.
The solution is to be in a disciplined portfolio management system, a ship with a broader manifest, a skipper who has greater latitude to serve the clients' best interest at all times and not be a slave to the fund's narrow investment parameters.
Tax qualified retirement plans - Prosperity means different things to different people. For some, it means the accumulation of material comforts and amenities. For others, it means simply not having to depend upon someone else for their well-being. For most of us, it means making work and option, not a necessity, at some point in our lives. The reality is, you'll need money to realize the dream. And your chances of winning the lottery are next to none. It is possible to realize your dreams through a regular retirement investment program One of these plans can be designed to create the financial security you need ot live out your dreams.
401(k) Profit Sharing Defined Benefit Pension Plan SEP-IRA
Money Purchase 412i SIMPLE IRA Roth IRA
Traditional IRA 457 Plan 403(b) Plan
How do we know which plan is right for you? In a word - experience. We have designed plans for thousands of people since entering the financial services business. It has been a pleasure watching our clients succeed at this wonderful stage of life. At Callaway preparing people for a secure and comfortable retirement is our mission.
Retirement Distribution Planning - Planning for retirement for retirement encompasses many factors and there is not one strategy that is suitable for all clients. Each client has different goals, income, debts, risk profile, tax basis, dependents, charitable concerns, health issues, and more that requires a comprehensive review and analysis before any planning is enacted.
Full service securities brokerage - Callaway Financial Services, Inc. strives to offer a broad range of securities suitable to our clients needs. Whether a client needs fixed income offered through CD's, Treasuries, bonds or structured income products or stocks, exchange traded funds, mutual funds and unit trusts we try to offer exactly what our client needs. Sometimes the vehicle in which our clients invest will dictates the type of investment that is offered. Such as in the case of 529 college savings plans are typically invested in a mutual fund since a fund family sponsors the 529 plan specific to the state in which the client resides. No matter what the need or desired investment Callaway strives to offer a broad palate of investments to choose from.
Investment advisory services - Commission or fee, which is many times the question. Depending on the clients portfolio size, investment experience or cost consciousness, Callaway offers both choices. Callaway Financial Services, Inc. provides commission based investments and Callaway Financial Services RIA provides a fee based platform.
Bio
Orlando Molina joined Callaway Financial Services, Inc. in February 2009. He was an Investment Advisor with Olde and Merrill Lynch prior to joining Callaway Financial Services, Inc. Orlando became a registered advisor in 1996 after graduating with a B.B.A. in Finance at the University of North Texas. Orlando and his wife Nancy have two children and live in Saginaw. He is an artist and a native Texan who loves the outdoors and sports
Craig Forster has been employed as a Registered Representative by Callaway Financial Services, Inc. for over four years. He has previous experience as a supervisor at Bank One Operations Center, office equipment and supply sales, online electronics sales, the US Postal Service and restaurant management. Craig spends his free time with his blended family of seven children and his wife, Julie. He is a long time civic volunteer in Arlington, and volunteers every Sunday in the Children’s Ministry at Pantego Bible Church.
Kevin Moss has a vast amount of business and life experience that equip him with valuable assets. His clients appreciate these assets when it comes to helping them achieve financial security. Knowing that financial security means different things to different people, he spends a lot of time getting to know his clients and what dreams and goals are important to them.
As a financial representative with Callaway Financial Services, Inc., his mission is to develop enduring relationships with clients by providing expert guidance for a lifetime of financial security. Kevin Moss works with clients to identify their definitions of financial security and then focuses on solutions that can help make those financial goals a reality. He helps find the right solutions for business, family or personal needs.
Ralph "Biggs" Bird - Financial Advisor
Biggs grew up farming and ranching in the small Texas town of Throckmorton, where cattle outnumber people. He graduated from Texas Tech University with a Bachelor of Science in International Economics and an MBA in Finance. As a Financial Advisor, Biggs helps clients develop strategies to manage their personal and business finances. He specializes in the management of financial investment portfolios. He has considerable experience in helping clients deal with complex financial issues, including; retirement and estate planning, and tax minimization strategies. He has been a financial advisor for 11 years. During which time, he helped guide his clients through two of the worst bear markets in modern history. He lives in Fort Worth with his wife, Jami, and their two children. Biggs also teaches Economics at Northwood University’s Cedar Hill Campus. He is active in the Texas Tech Alumni Association and enjoys Hunting and competitive shooting sports.
