Why and How

When I started my career in 1981 fresh out of high school, we had double-digit inflation and of course double-digit interest rates.

From the beginning of my career through today, I watched interest rates drop almost to zero, and not too long ago, and recently begin to go back up to as high as 5 to 5.5% only to drop back to around 3.6% for short term treasuries.

I have had clients who had some money but did not want to invest in the stock market. Since interest rates had risen, I felt comfortable placing the money in short term treasuries. As rates began to drop, they were not nearly as excited about the treasuries anymore.

As an investment advisor I have searched around for some low-risk alternatives and have been successful in finding exchange traded (ETFs) Closed End Funds, and Mutual Funds yielding 5% to 12%. By including them in a portfolio invested with a short-term treasury the portfolio yield can increase to 6, 7, 8%, depending on the percentage invested in the treasuries and the Funds.

The portfolios I build are liquid; you can get to your money in a matter of days. There are no commissions nor surrender charges. I only charge my advisory fee.

Contact me today and I will explain to you how this works and we can set up your account and earn a higher Yield today.

Investor analyzing long-term income opportunities through strategic investing

Investor walking through a narrow canyon toward long-term financial opportunity

Yields fluctuate by the minute, by the hour, by the day, especially for Treasury Bills, Notes and Bonds. Dividends paid from Exchange Traded Funds (ETF), Closed End Funds and Mutual Funds are not guaranteed and can change from time to time. The underlying values of ETFs, Closed end Funds and Mutual Funds fluctuate and can lose value. Distribution rates represent a single distribution from the ETF, Closed end Fund and Mutual Fund and are not representative of the Fund’s total return. The distribution rate is calculated by multiplying the most recent distribution by 12 in order to annualize it and then dividing it by the fund’s net asset value. Performance data quoted represents past performance and does not guarantee future results. Investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than the performance quoted. The fund’s Net Asset Value is the sum of all its assets less any liabilities, divided by the number of shares outstanding. The market price is the most recent price at which the fund was traded.